Winnipeg Free Press

Winnipeg Free Press (Newspaper) - January 7, 1990, Winnipeg, Manitoba free january computer tracks absent workers by Ina Swedler Ottawa citizen Ottawa growing number of companies Are going High tech to reduce most companies dont have Good recording systems to identify when people Are absent and says Brian president of an Ottawa hut Tan resource consulting that Means if a company has problem with absenteeism it often lacks the necessary inform the 48yearold former Canada Post employee says a software sys tem like the professional absenteeism response known As he Sells can provide the inform the ism and in compatible system traces absenteeism by company Type of Type of absence and time of Mallon says a detailed profile 1 of every including length of Type of sex and hourly salary rate is taken when an employee is absent his supervisor simply Marks Down the As time the reasons for absenteeism can be Analysed and broken Down to identify what the problem is and what it is costing the this int the first time Mallon has dealt with at Canada Post be was director of special projects for Industrial relations research for 11 years and headed a National attendance Strat egy study for the Crown Corpora boosting Pride it is Gratifying to see that some of the things recommended in the 400page report Are now being said he said that includes simple ideas like boosting workers Pride in their corporate identity and making the Corpora Tion More i looked at the whole Ball of said who even suggested installing More windows at one so workers would have Access to Mallon is also the employer Nom Inee on the Ottawa regions arbitration and headed the cites attendance enhancement which began about one up photo Brian Mallon with computer i looked at the whole Ball of year Mallon said the pars program was designed specifically for lob Laws and in 1987 it saved the com Pany million and reduced absenteeism by 40 per Gord human resources director with pars is much More than a soft Ware program it shows How to implement an absenteeism management Mallon says the program takes a positive approach to combat a caused by other factors including Job poor work environment and transport its not designed to be a Witch Hunt to fire he Mallon int the Only one to offer computerized programs to reduce Allan a consulting part Ner with Ganson systems was instrumental in developing the at Tendance management information system software program which is being used widely in the Ottawa Sontra said his company pack age has been on the Market for four and has helped reduce absenteeism in some companies by 60 per Amis is similar to but costs Between and our system can be specifically tailored to the clients and is cos effective for employers with As few As 100 he he said the which out lines 12 to 700 reasons for Absentee saved one employer with 450 employees million a Mallon said pars is use Friend by and geared toward companies with Between 100 and 500 employ according to statistics out of the almost million employees in the were absent because of illness in sep that was the largest Rea son for and in 1988 the average worker missed Days of work because of the second highest cause was personal about employees were absent in september for reasons which in clude doctors appointments and childrens preparation can pay dividends i dont imagine lord and lady bade Powell had financial planning in mind when they introduced the be prepared motto for the boy scout and girl guide yet a Little preparation before you meet with your accountant or other financial adviser can pay big dividends in the world of personal you might even consider this a worthwhile Resolution for the new decade to get a Steno pad to help with this Many of us still get rattled when we meet and Deal with a financial we often forget some thing we wanted to say or preparing ahead of time even if its writing Down Only a few key words will ensure you cover All the important off to apply for a loan note in your pad Why you want or need the How you want to repay the any Security or collateral you Are prepared to provide and most All the reasons Why the banker should give you the lowest interest repayment flexibility and other these reasons would include the amount of Busi Ness you have already done or Are prepared to move to that financial your credit record and so meeting with your broker list the topics you want to like a review of performance Over the past a change in your objectives like More less growth and so less More concern about the service being your relationship with the and so when you see an write Down what financial changes have occurred in your invest spending directions Over the past year and your plans for the upcoming try to provide this sort of background information rather than simply presenting yourself and saying Here i am what can i do to save tax the same applies when you meet with a financial for a Gener Al review of your personal finances whether its to do with reducing planning for checking insurance doing estate planning and so try to provide As much information As you can about both your financial situation and your person Al situation Cash needs now and in the Type of investment per past Money management successes and Job or family write Down what help and advice you expect from the financial Mike Grenby this preparation will enable the adviser to be More effective and will keep your costs Down if you Are paying an hourly add should you hold stocks in your registered retirement savings plan yes and if you can still claim your capital gains consider holding the stocks outside your that you Benefit from both the Capi Tal gains exemption your profits can be tax free and also the dividend tax inside the resp you pay no tax on dividends and capital but when the Money comes it is All treated and taxed 100 per cent As so you lose the tax benefits that capital gains and dividends pro if you have for exam ple in savings and invest half in the resp and half perhaps in stocks and in interest bearing in hold the stocks outside the resp and the stripped inside the that you save tax on the capital gains and dividends outside the resp while the interest will be tax sheltered inside the if All your is inside the resp and you feel comfortable with the 5050 Stock Guaran tee then the in the resp should be split that the stocks should give you a Chance to make More Money Over the Long term than the interest Only instr if you have used up your capital gains you might consider holding stocks inside your resp even if you have no other the argument is that the extra tax Cost 911 per cent is More than offset by the ability to buy and sell on a tax free basis within the leaving the full amount to be rein said tax lawyer Arthur editor of the Canadian the tax Cost has dropped because once you have used up your capital gains you now pay tax on three quarters of capital gains up from two thirds the past two years and on half before the longer you can leave your stocks in an resp and then Trif registered retirement income the More Benefit you gain from the tax free English language skills pc 0 immigrants climb corporate ladder Reg in a up Dave Patel wants to climb the corporate ladder with West Ridge computer but a landed immigrant from says his relatively weak command of English could hold him Black from rising in the that Why he likes an innovative West Ridge affirmative action course that is teaching him and seven coworkers business language to improve their communications with clients and i still have to improve my writ ing and he said in an important in my Job As a systems analyst that i be Able to if i dont take my Chance of moving up in the company is who came to Canada in 1173 and moved to Regina 10 years West Bridges affirmative action committee developed the English language course for immigrant employees to help them Cope in an environment that is often intimidating and a University of Regina instructor teaches the weekly lessons to a class of five students Are from Pacific rim including Hong Kong and and there is one student each from Chile and what has been shown is that certain people have trouble getting jobs and moving up in their Ca said Pauline a human resources officer at West she said the corporations English course goes a step beyond Federal government affirmative action which West Ridge must meet if it wants to bid on Large government the Corpora Tion Doest have to offer the were very interested in pronunciation and said Terry West Bridges affirmative action we Felt there was a possibility of miscommunication Between manag ers and and employees and Tuharsky said some immigrant employees might be highly Intelli gent and but they need Confidence in their abilities with the language and opportunities to express if they were you might never retirement annuities and Grifs As of annuities and Grifs Are available from certain life insurance Trust companies and Banks licensed in availability is subject to Federal legislation and individual corporate policies among those offering such the following table illustrates the monthly income that of registered funds will provide at certain Trif Deposit rates Are also certain minimums May apply and All rates Are subject to change without St note use guaranteed y try Elf role pm life annuity 10year certain to age to age 90 first year income Only 61 62 63 64 65 66 67 68 69 70 or formula 471 18116 1 year 2 year 3 year 4 year 5 year term to 90 6 based on Purchase at age Mote All monthly income shown commences one month after Purchase As rates Are affected by interest rate the rates Are subject to change at any rates represent the highest yielding plans at the time of current resp Trust Toni 1 ii Kuulii 1 Trust Cun Lral guaranty Trust 1 1 1 guaranty Trust Cooper Tillro Trust 1 Corilus oration 1 1 1 Trust coronal 1 1 1 co Nuol 1 1 1 1 1 1 in Sicily 1 1 1 Rirl Lino 1 1 1 1 City 1 1 Lous hold 1 line 1 1 1 Inland 1 1 investors group 1 1 metropolitan group 1 Montreal 1 1 1 Mutual 1 1 1 1 1 1 National 1 1 1 1 1 North West 1 1 1 Iaci Lic Wos Lorn 1 1 1 1 West 1 1 1 Pence 1 ills Western Peoples 1 Hills 1 Kronor 1 1 1 1 Loyal 1 1 Saskatchewan 1 1 Standard 1 1 Wellington 1 Banks Llan Kol 1 Dank Canadian Western 1 of 1 1 Western 1 1 lunch Kornj 1 1 National 1 1 1 Loyal Bank of 1 1 1 Scotia 1 Bank of 1 1 Orono Dominion 1 1 Dominion 1 life companies companies american Canada Crown 1 1 great West i West manufacturer 1 Malinic metropolitan 1 1 in 1 1 Nonh Ani Ungari american Hoyal 1 1 Soab Oaid t 1 1 Sun i 1 1 Ransan Umeca 1 1 Otic he Assin Itiline Cie Clil 1 credit 1 Caisse of 1 1 de 1 1 1 ionic Melq 1 0 1 Nan certain minimums May apply to Bolh rasps and 1 rat of subject to change without rates for Home Are compound annual interest and May include special 1 on resp deposits and interest on Are term certain minimums May Days 1 1 Days the majority Are compound not annual and will Days 1 1 Days or prior to maturity with a Market value not All 9 Days Days 1 1 Anies offer both Rog stored and no registered quoted As of january Somes Ace financial group inc Winnipeg free press so Tot Ilko ii Noamial group Winnipeg free press ;