Winnipeg Free Press

Winnipeg Free Press (Newspaper) - January 5, 2009, Winnipeg, Manitoba C m y k Page b8 b 8 Winnipeg free press monday january 5, 2009 business Winnipeg repress. Com 975 8606 wow. Keystone Ford. Net email new Marsales Keystone Ford. Net just East of club Regent All prices and payments plus freight taxes and fees travel cards Are Only available when customers finance thru Keystone Ford on in Stock units Only. Subject to prior Sale no payments till june 2009 Mac. Gift card cannot be converted to Cash. Redeemable Only at travel agent. Pictures for illustration purposes Only. Only vehicles Over $ 10,000 qualify for gift card. See dealer for details. Dealer permit # 8380. Nono no restrictions restrictions restrictions apply apply apply g g i i f f t t c c a a r r d d gift card 1 1 7 75 5 0 0 0 0 00 $ 17500 same same As Cash up u p up Toto to Cancun Mexico Barcelo Costa Cancun 4 Star property feb. 4, All inclusive 7 nights deluxe room $ 928 $ 269 tax puerto vallarta Mexico palladium vallarta 5 Star property Jan. 20, All inclusive 7 nights Superior Ocean View room $ 798 $ 269 tax Paradero Cuba Barcelo Marina Palace 5 Star property feb. 22, All inclusive 7 nights presidential or. Suite $ 1198 $ 201 tax prices per person based on double occupancy. New bookings Only. Taxes Are additional. Prices subject to availability and May change without notice. Packages include airfare transfers destination and All inclusive resort stay. 2009 fusion Sel $ 2000 00 travel card 2008 sport tracs 10000 00 $ 10000 travel card 2008 Taurus is 10000 00 $ 10000 travel card 2008 edges $ 8500 00 travel card oooo in null la by by Only 0000 000000 $ 00000 $ 1,500 gift gift gift card card card fully loaded $ $ 2 2 5 5, 2 2 4 4 9 9 0% x 60 mos or 1.99 x 72 mos. J91310 $ 2,000 gift gift gift card card card fully loaded $ $ 3 3 2 2, 9 9 1 1 1 1 0% x 60 mos or 1.99 x 72 mos. 2 2 0 0 0 0 9 9 f f o o r r d d f f 1 1 5 5 0 0 x x l l t t 4 4 x x 4 4 j92090 2008 e series $ 3000 00 travel card 2009 Mustang $ 6000 00 travel card 2008 rangers $ 6000 00 travel card 2008 escape $ 7500 00 travel card 2009 Ranger set $ 1500 00 travel card k k e e y y s s t t o o n n e e p p e e r r s s o o n n a a l l t t r r a a v v e e l l r r e e p pm e e n n d d y y up to up to 2008 f 150 s $ 8000 00 travel card up to 2008 f250/ f350 $ 12500 00 12500 travel card up to plus plus puerto Plata dominican Republic Bahia Principe s. J., 5 Star property Jan. 24, All inclusive 7 nights Standard room $ 878 $ 314 tax Playa Del Carmen Mexico grand sirens 4 Star property feb. 4, All inclusive 7 nights or. Suite $ 1198 $ 269 tax Golf Golf Golf packages $ 2,000 Travell travel card card card on All used vehicles 2 2 0 0 0 0 9 9 f f o o r r d d e e s s c c a a p p e e x x l l t t deep sea fishing fishing fishing Keystone exclusive travel spec i gals no no no payments til june 09 to l Book Book Book Tours Tours Tours with gift cards cards cards 1300 Regent ave. W. Dragoon \ Druh Goon verb definition to Force into submission or compliance especially by violent measures the rebel army would often Dragoon boys of All Ages to serve As unwilling soldiers. Word of the Day from Merriam Webster online at wow. Merriam Webster. Com b before people age 18 and Over open a new tax free savings account they should consider what Type of investments to hold inside. People will be Able to put up to $ 5,000 a year into a Ofsa indexed each year in increments of $ 500, and withdraw any of the contribution plus returns at any time without paying tax. It is an excellent vehicle for people who have run out of resp room for those who make Little income so therefore get Little if any tax deferral Benefit from an resp and for people wanting to melt Down some of their resp in Early retirement and later use Ofsa Money when retirement income puts them in a higher tax bracket. According to accounting firm Tsas can hold essentially the same types of investment As a self directed resp Money and deposits guaranteed investment certificates Bonds publicly traded shares annuities Mutual funds segregated funds certain mortgages and certain shares of Small business corporations. The Ofsa cannot hold personal Loans or shares or debt of a corporation partnership or Trust in which the Ofsa Holder or non arms length person has a significant interest usually 10 per cent or More. Generally speaking people Are guided to hold investments like stocks or Mutual funds that produce capital gains or dividends outside a registered plan where Only 50 per cent of capital gains Are taxed at your marginal tax rate and taxation on dividends is reduced through the dividend tax credit. Conversely since interest is treated like salary in a no registered plan fully taxed at your marginal tax rate a person is advised to hold interest bearing investments like Bonds gics and savings accounts inside a registered plan where All contributions and investment returns withdrawn Are fully taxed at your marginal tax rate regardless of whether the return was interest capital gains or dividends. Being unable to claim the dividend tax credit within a registered account has raised the ire of people like Jack Mintz of the University of Calgary recently named to finance minister Jim Flaher Tyus economic advisory Council on stimulus. In a non registered account depending on which province they live in people in the top tax bracket can pay from 39 to 48.25 per cent tax on interest for 2008, from 19.5 to 24.13 per cent on capital gains and from 16 to 29.69 per cent on eligible dividends. When it comes to investing in Tsas there can be two particularly beneficial ways to go. One is to invest in things that pay interest to totally avoid being fully taxed on it at your marginal tax rate. The other More risky option is to invest in shares or Mutual funds that will skyrocket in value since you completely avoid the tax on considerable capital gains. One Reader asked if he could invest $ 5,000 in Penny Stock within a Ofsa and pay no capital gains tax if the shares became Worth $ 100,000. The answer is yes. The question is whats the Stock National Bank financial offers the following advice at first glance the Ofsa is Ideal for interest bearing vehicles that would otherwise be fully taxed strip Bonds that face onerous taxation if held outside a registered plan and foreign stocks whose dividends Are fully taxed As income. But you might find it better to keep those securities in the tax sheltered resp and use the Ofsa for those investments which you expect to produce the highest returns typically equities. This Way the greater accumulation will face no tax on withdrawal. Can West news service tax free account Good place for stocks new savings vehicle can shelter High returns by Ray Turshansky new York did you get fleeced by Bernard Madoff or did you buy that Madoff securities fleece jacket on Ebay Madoff who was arrested last month after allegedly telling investigators he lost As much As $ 50 billion of investors Money in a giant ponzi scheme promoted his firm by putting its name on everything from t shirts to Beach towels tote bags and umbrellas. Dozens of the keepsakes Are now being sold on Ebay. Some of the Sellers say they re former clients and employees. Others like John Mitchell hawked a Cigar Humidor bearing mad offs name. I find these things and then i resell them Mitchell of Fox Grove ill., said sunday. He said he bought the Humidor from the manufacturer before it Ever made it to mad offs firm. Mitchell said he also sold Lehman Brothers items after the firm declared bankruptcy in september. People Are buying that stuff he said. Its sad but its still humorous. Other Madoff items for Sale on Ebay include insulated coolers binoculars Golf Caps and flashlights. Several Ebay postings Are prodding buyers to own a piece of history the Madoff name a snot fetching top Dollar on the internet. Bidding for Many items did not Rise above $ 50. Eleven bidders were hoping to take Home a fleece jacket size a on sunday the highest bidder had offered $ 147.59. A seller put a Madoff securities promotional Backpack up for Sale writing these Are the same ones that Bernie used to haul off All the loot another seller said simply a family member used the services of Bernard l. Madoff securities in new York and was Given this Beach Towel. Also up for bid was a photocopy of a financial statement Madoff put out for a client postmarked dec. 3, a week before his dec. 11 arrest. The seller from Glen Cove n. Y., said the actual document May be put up for Sale later. The associated press Madoff Memorabilia cropping up on Ebay Jason Decrow / the associated press archives Bernard Madoff faces charges b _ 08_ Jan 05 09. Ind b8 1 / 4/ 09 8 47 28 pm ;